International Certified Dental Technicians Association ("iCDT") Disclosures:
CONSENT FOR ELECTRONIC DISCLOSURES UNDER THE ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT
Please read this information carefully. You can print a copy and/or retain this information electronically for future reference.
Introduction
You are submitting an application to iCDT. By using Internet technology, iCDT can give you an approval in minutes, including important federal and state law disclosures. To do this, we need you to consent to our giving you these disclosures electronically. This document informs you of your rights when receiving legally required disclosures, notices and information ("Disclosures") electronically from iCDT.
Electronic Communications
To better serve you, certain Disclosures related to your Request may be provided to you electronically through your secure web page connection with iCDT.
If You Choose to Consent
If you choose to consent to receiving electronic Disclosures, you will receive Disclosures electronically. Additional disclosures, if necessary, will be sent by U.S. mail within 3 business days. You understand that you can withdraw your consent at any time and at no cost to you by calling 1-888-728-7728.
If You Choose Not to Consent
If you do not wish to consent to electronic delivery of Disclosures, but wish to continue with your application, please call the Mortgage Center at 1-888-728-7728.
Scope of Consent
Your consent to receive Disclosures and to do business electronically, only applies to your use of this site or our Mortgage Center and your application for a mortgage loan with iCDT. This consent does not extend to the closing of your loan with us nor to any other parties involved in the transaction such as appraisers, title agents or attorneys.
Withdrawing Consent
Because iCDT may provide certain Disclosures to you as soon as you consent, you will not be able to withdraw your consent to receive those Disclosures electronically. However, you may request paper copies of those disclosures (see Requesting Paper Copies below). You can also withdraw your consent to receive further Disclosures electronically at any time and at no cost to you. You may do so by contacting us at 1-888-728-7728. If you decide to withdraw your consent, the legal validity and enforceability of prior electronic Disclosures will not be affected.
Printing or Saving Electronic Documents
If you choose electronic delivery and want to retain the Disclosures (including this notice) to read them later, you will need to print them or save them. To print them, you'll need a basic printer capable of printing Web pages. To save any of the disclosures, you can use the "Save" feature of your Internet browsing software to save the pages to your hard drive or to some other media, such as a floppy disk.
Requesting Paper Copies
If you wish to obtain a paper copy of any of the Disclosures that are being provided electronically, you can call us at 1-888-728-7728 and we will send paper copies to you at no charge.
Required Hardware and Software
Before you decide to do business with us electronically, you should check to make sure you have the necessary hardware and software. To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: Internet Explorer 5.5 or above or equivalent software, and hardware capable of running this software. If you can read this notice, you have the necessary hardware and software.
Changes to Your Contact Information
You should keep us informed of any change in your electronic or mailing address by calling us at 1-888-728-7728.
Thank you for choosing us. iCDT Is On Your Side. INTERNATIONAL CERTIFIED DENTAL TECHNICIANS ASSOCIATION
April 1, 2008
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